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RefunD transfer

Pay Nothing Out-Of-Pocket

You pay nothing out of pocket at the time your tax return is filed at a Taxko office. No fees are collected until our services are complete.


It’s a convenient and secure way to get your refund. When filing your federal or state taxes, you can choose to receive your tax refund transfer, minus tax preparation, related fees, and other authorized amounts, via check or deposited to an existing account.

How will you know when it’s here? The IRS issues most refunds within 21 days after IRS acceptance.* Refund transfers issued via direct deposit are issued to the account specified on your tax return and checks are printed and held at the office for pick up. When checks are ready to be picked up we’ll call you. Simple as that. Use the IRS Where's My Refund tool to track your refund.

If you have Child Tax Credit, Earned Income Credit, or the American Opportunity Tax Credit, refunds may be delayed.

Know When Your Refund Is Ready

Refund Transfer Means Convenience and Security

Refund Delay

Federal Refund Transfer

The price of a Federal Refund Transfer is $85.

Paper Check Fee

$35 additional fee for disbursement to a paper check.

Refund Transfer (RT) is provided by Santa Barbara Tax Products Group, Member FDIC. Fees apply. A RT is a tax refund-related deposit product, not a loan, and is limited to the size of your refund less applicable fees. You can e-file your return and receive your refund without a RT, a loan or extra fees. You must meet legal requirements for opening a bank account. Other restrictions apply. 

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